Interested in our Homeowner Program?

2024 Homeowner Applications are OPEN through March 19!

You can download an application by pressing the button above, or pick up a physical copy at our office at 1024 SE 1st St, McMinnville – open 9am-4pm.

We invite you to join us for one of our Informational Sessions in McMinnville to learn more about our program, ask questions and pick up an application. The Informational Sessions will be held in both English and Spanish.

Info Session #1: Monday, February 19

First Federal Community Room: 111 NE 3rd St, McMinnville (Parking at First Federal available after 5pm, the community room is directly across 3rd St.)

5:30-6:30pm : Spanish

7:00-8:00pm : English

Info Session #2: Saturday, February 24

Housing Authority of Yamhill County: 135 NE Dunn Place, McMinnville

2:00-3:00pm : English

3:30-4:30pm : Spanish

Watch our Informational Video to learn more about our homeowner program!

Contact Michelle Huber for more information

QUALIFICATIONS

Need

  • To qualify, a household’s gross income (before taxes) should be between the specified income limits, which are based on HUD guidelines.
  • Current housing must be insufficient due to overcrowding, temporariness, defective and unsafe conditions, or other reasons.
  • Applicants may be paying significantly more than 30% of their gross income for rent.

Willingness to Partner

  • Program Participants must invest volunteer hours, or “sweat equity” with Habitat. Sweat equity can be earned through construction of your home and homes of others, working in the Habitat office and/or helping with special events. Each household must complete a minimum of 250-500 hours (depending on household size) prior to moving in.
  • Program Participants must be willing to participate in a variety of Homeownership Education Classes. These sessions include home maintenance, budgeting, repairs, and other topics. Applicants must also participate in a quarterly review of their financial documents.
  • Future Homeowners must be willing to participate in raising awareness about Habitat through participating in events and telling their story.

Ability to Pay

  • The income stability of applicants will be examined, including credit history and debts. Successful applicants may not have any bankruptcies or foreclosures within the previous 24 months.
  • Other factors affecting an applicant’s ability to pay the low-interest mortgage will also be considered.

For more information, contact Michelle Huber by email at Michelle@machabitat.org or by phone at 503-687-1413.

McMinnville Area Habitat for Humanity serves families that live or work in the communities of:

  • Amity
  • Carlton
  • Grand Ronde
  • Lafayette
  • McMinnville
  • Sheridan
  • Willamina
  • Yamhill

Here are some other local housing assistance programs if you need immediate housing assistance.

We would like to thank the Housing Authority of Yamhill County for hosting our homeownership education classes.