Interested in becoming a Habitat Homebuyer?
2024 Homeowner Applications are now OPEN September 16-October 16, 2024.
PLEASE NOTE: These homes are funded by a generous grant from Fairview Trust, and are reserved for applicants or others living in the household with Intellectual and/or Developmental Disabilities.
Homebuyer Application Materials
Applicants are required to submit a fully completed Application, AND documents showing proof of identity, income, and credit history. Both the Application and Application Checklist are available below to download and print at home. Physical copies are also available at our office at 1024 SE 1st St, McMinnville. Office hours are Monday-Friday, 9am-4pm. All completed materials may be mailed to MacHabitat’s secure address, PO Box 301, McMinnville, OR 97128. They may also be delivered to the office during open hours. Application and all accompanying documents must be mailed or delivered to MacHabitat by October 16, 2024.
Contact Michelle Huber, Homeowner Services and QLO, for more information.
*MacHabitat is now accepting applications for our Home Repair Program! If you are a qualified homeowner who is interested in applying for a ramp, rail, or minor repair, please visit our Home Repair page and fill out an application.*
QUALIFICATIONS
Need
- To qualify, a household’s gross income (before taxes) should be between the specified income limits, which are based on HUD guidelines.
- Current housing must be insufficient due to overcrowding, temporariness, defective and unsafe conditions, or other reasons.
- Applicants may be paying significantly more than 30% of their gross income for rent.
Willingness to Partner
- Program Participants must invest volunteer hours, or “sweat equity” with Habitat. Sweat equity can be earned through construction of your home and homes of others, working in the Habitat office and/or helping with special events. Each household must complete a minimum of 200-400 hours (depending on household size) prior to moving in.
- Program Participants must be willing to participate in a variety of Homeownership Education Classes. These sessions include home maintenance, budgeting, repairs, and other topics. Applicants must also participate in a quarterly review of their financial documents.
- Future Homeowners must be willing to participate in raising awareness about Habitat through participating in events and telling their story.
Ability to Pay
- The income stability of applicants will be examined, including credit history and debts. Successful applicants may not have any bankruptcies or foreclosures within the previous 24 months.
- Other factors affecting an applicant’s ability to pay the low-interest mortgage will also be considered.
For more information, contact Michelle Huber by email at Michelle@machabitat.org or by phone at 503-687-1413.
McMinnville Area Habitat for Humanity serves families that live or work in the communities of:
- Amity
- Carlton
- Lafayette
- McMinnville
- Sheridan
- Willamina
- Yamhill
Here are some other local housing assistance programs if you need immediate housing assistance.
We would like to thank the Housing Authority of Yamhill County for hosting our homeownership education classes.
